Checking & Money Market Accounts
A variety of accounts to meet your individual needs! Checking Account Details
| Type | Interest Rate | A.P.Y. | |
|---|---|---|---|
| Earnie Now | 0.05% | 0.05% | |
| Money Fund $0.00-$9,999.99 | 0.00% | 0.00% | |
| Money Fund $10,000-$49,999.99 | 1.98% | 2.00% | |
| Money Fund $50,000-$99,999.99 | 2.47% | 2.50% | |
| Money Fund $100,000 and over | 2.96% | 3.00% |
Rates may change after the account is opened.
Savings Account Rates
Helping you watch your money grow!
| Type | Interest Rate | A.P.Y. | |
|---|---|---|---|
| Statement Savings | 0.05% | 0.05% | |
| My Health - HSA $0.00-$9,999.99 | 0.05% | 0.05% | |
| My Health - HSA $10,000-$49,999.99 | 0.05% | 0.05% | |
| My Health - HSA $50,000-$99,999.99 | 0.05% | 0.05% | |
| My Health - HSA $100,000.00 and over | 0.10% | 0.10% | |
| Christmas Savings | 0.10% | 0.10% | |
| Vacation Savings | 0.10% | 0.10% | |
| Sweet Home Ohio | 5.83% | 6.00% |
Statement Savings: $100.00 minimum balance, no minimum for GenNEXT customers (ages 18 and under). $2.00 monthly service charge applies if average monthly balance is below $100.00. Limit of 6 transfers or withdrawals each month, by check, debit card, or similar order payable to third-parties.
My Health - HSA: See an OVB Account Services Representative for an HSA eligibility brochure. $100.00 initial deposit required. New Account Set-up Fee of $10.00. A $5.00 quarterly service fee applies if average quarterly balance is below $100.00
Christmas/Vacation Savings (Money Mgt.): $20.00 initial deposit required for Savings. Rates in effect until payout. Early Closeout Fee is $25.00.
Sweet Home Ohio: $100.00 minimum deposit. Ohio residents only.
Rates may change after the account is opened.
Certificate of Deposit
Click HERE for CD and IRA Specials!
| Type | Interest Rate | A.P.Y. | |
|---|---|---|---|
| 30-89 day CD | 0.50% | 0.50% | |
| 3 Month CD | 0.50% | 0.50% | |
| 6 Month CD | 0.75% | 0.75% | |
| 1 Year | 1.00% | 1.01% | |
| 2 Year | 1.19% | 1.20% | |
| 3 Year | 1.29% | 1.30% | |
| 4 Year | 1.39% | 1.40% | |
| 5 Year | 1.49% | 1.50% |
Individual Retirement Accounts
Letting your money work so you don't have to!
| Type | Interest Rate | A.P.Y. | |
|---|---|---|---|
| 6 MONTH IRA / ROTH | 0.75% | 0.75% | |
| 18 MONTH IRA / ROTH TDOA | 3.92% | 4.00% | |
| 1 YEAR IRA / ROTH | 1.00% | 1.01% | |
| 2 YEAR IRA / ROTH | 1.19% | 1.20% | |
| 3 YEAR IRA / ROTH | 1.29% | 1.30% | |
| 4 YEAR IRA / ROTH | 1.39% | 1.40% | |
| 5 YEAR IRA / ROTH | 1.49% | 1.50% |
Note that fees may reduce earnings on the account
Effective Date: 11/18/2024